Wealth Management

Making market investments is a tricky process. The behavior of any given stock will change with time. If your primary objective is to prevent losses—which we believe should be—you must do proper research and make the right investments at the right times. To achieve this, we think it would be ideal to work with a financial advisor that approaches money management “actively.”

"Active" or "Passive" Money Management?

Money management can be classified as “passive” or “active.” If your investments are “passively” managed, it means there’s no one there to monitor them. This could work over time, but as you get closer to retirement, the risk this strategy carries could make it unviable. “Active” money management, on the other hand, involves having a financial advisor provide direction on investments with the goal of preventing losses and boosting your long-term performance.

Contact Us To Schedule

Yearly Financial "Checkups"

At our annual meetings, we meet with clients to go over their financial situation, objectives, the performance of their current strategy, and areas for improvement. Your situation might change with time. Therefore, the answer might not be as simple as just selling you something and walking away. This is why we take the time to keep in contact with clients and make sure everything is running as it should–something that, unfortunately, not all financial advisors have the courtesy of doing.

Are you positive your current retirement strategy is still working for you?

Many factors could affect your assets throughout a given year. Fortunately, we’ll meet with you to get you back on track. A few possible changes include:

Your portfolio may not be as diversified as you think
Your asset allocation could be out of balance
Your financial goals may have changed with time
Your life situation also could’ve unexpectedly changed
Laws can also change: For example, changes in tax law happen frequently